Loan for individual customers who need a mortgage loan by owned VND deposit at Woori Bank Vietnam
Introduction
Objective
- Individual customer legally residing in Vietnam
- Owner of the deposit mortgage
- Age: 18 years and the maximum age cannot exceed 70 years at the time of loan maturity
Product Details
- Loan interest rate = Deposit interest rate (maximum) + 1.5%
- Loan limit: Maximum 95% of face value or principle value of the deposit
- Loan period: Maximum 36 months
Collateral Conditions
- Deposit Mortgage is legally owned by the customer
- Deposit type: VND
- Time of issuance and maintenance of deposit at Woori Bank Vietnam compared to the time of loan approval: Minimum 07 working days (including issuance date and loan approval date)
- Deposit with interest payment method at maturity
- Transaction and payment allowed
Required Documents
- Legal documents of borrower: Identification Card/Passport, Residence Confirmation
- Collateral documents
- Credit granting documents of the loan: Loan application, Disbursement documents
How to apply
- Customer registers directly at the branches
- Woori Bank Vietnam notices customer about appraisal result of customer evaluation
