My Car Loan

+ Fixed interest rate for first year: at least 6.6%/year

+ Fixed interest rate for first 2 years: at least 7.8%/year

+ Fixed interest rate for first 3 years: at least 8.3%/year

– Preferential interest rate: Customers will be eligible for an interest rate reduction during the loan tenor (applicable only to the fixed interest rate above) if the following conditions are met

1. Conditions on products and services:

a) Approved Credit Card before disbursement or using Credit Card of Woori Bank Vietnam: deduct 0.1%/year

b) Private Banking customer at Woori Bank Vietnam: deduct 0.1%/year

c) Having a term deposit at Woori Bank Vietnam with minimum balance 20,000,000 VND and maintaining the deposit at least 12 months: deduct 0.1%/year

d) Received salary via Woori Bank Vietnam’s account: deduct 0.1%/year

2. Customers who buy cars from Hyundai, Ford, Nissan, Vinfast partners: deduct max. 0.2%/year for each of categories (a, b, c, d) mentioned in Section 1 above.

– For customers buy electric cars from partners: deduct max. 0.6%/year (Only applicable to cases with a fixed interest rate for the first 2 years or for the first 3 years)

3. Conditions for preferential interest rate application:

– If customers don’t purchase electric cars, total preferential interest rate across all categories: deduct max. 0.8%/year

– Total preferential interest rate across all categories: deduct max. 1.4%/year

Preferential rate is subject to change following the Bank’s prevailing policy. Please contact Branch/Transaction Office of Woori Bank Vietnam for further information.