Unsecured loan with a letter of guarantee for Vietnamese individual who need unsecured loans for personal consumption purposes
Introduction
Objective
- Vietnamese nationality
- Age:
- Male: 20 years and the maximum age cannot exceed 60 years at the time of loan maturity
- Female: 20 years and the maximum age cannot exceed 55 years at the time of loan maturity
- Working at the current organization for at least 6 months
- Income from VND 5,000,000/ month
Product Details
- Loan interest rate = STIME + Spread (from 6.0%/year)
*STIME: Average 06 months term deposit interest rate (for individuals) of state-own banks
*Spread: Based on customer’s credit scoring - Deduct up to 1.5%/year when using other products and services of Woori Bank Vietnam
- Loan limit: From VND 30,000,000 to VND 500,000,000
- Loan period: 12/24/36/48/60 months
Required Documents
- Loan application request
- Legal documents of borrower: Identification Card/Passport, Residence Confirmation
- Financial documents: Labour Contract, Salary Account Statement
- Documents related to loan purpose
- SGI Insurance documents
How to apply
- Customer registers directly at the branches or via WON App
- Woori Bank Vietnam receives documents and proceed evaluation
- Customer information is transferred to the legal insurance company in order to get approval from their credit rating model system
- Woori Bank Vietnam notifies customer about evaluation result and signing contract
