Unsecured loan product for employees working at companies that are legal entities of foreign enterprises in Vietnam, or companies on the VNR500 list in the latest year, who need unsecured loans for the purpose of personal consumption
Introduction
Objective
- Employees who are working at foreign enterprises in Vietnam or enterprises on the VNR500 list in the latest year
- Having worked at the current company for more than 1 year
- Annual income from VND 150,000,000
Product Details
- Loan interest rate = STIME + Spread (from 10%/year)
*STIME: Average 06-month term deposit interest rate (for individuals) of state-own banks
*Spread: Based on the ratio of the loan over the annual income - Loan limit: Maximum VND 500,000,000
- Loan period: From 6 months to 60 months
Required Documents
- Loan application request
- Legal documents of borrower: Identification Card/Passport, Residence Confirmation, Marital Status Certification
- Financial documents: Labour Contract, Salary Account Statement
- Documents related to loan purpose
How to apply
- Customer registers directly at the branches or via WON App
- Woori Bank Vietnam notices customer about appraisal result of customer evaluation
