Unsecured loan product for employees working at branches, subsidiaries, representative offices in Vietnam of Korean enterprises who need unsecured loans for personal consumption
Introduction
Objective
- Employees of branches, subsidiaries, and representative offices in Vietnam of Korean corporations (including Vietnamese employees)
- Having an indefinite-term labor contract or working at the same enterprise for at least 6 months
Product Details
- Loan interest rate = STIME + Spread (from 4.7%/year)
*STIME: Average 06 months term deposit interest rate (for individual) of state-own banks
*Spread: Based on the ratio of the loan over the annual income and working period of the customer - Loan limit: Maximum VND 300,000,000
- Loan period: From 6 months to 60 months
Required Documents
- Loan application request
- Legal documents of borrower: Identification Card/Passport, Residence Confirmation, Marital Status Certification
- Financial documents: Labour Contract/ Income Statement, Salary Account Statement
- Documents related to loan purpose
How to apply
- Customer registers directly at the branches or via WON App
- Woori Bank Vietnam notices customer about appraisal result of customer evaluation
