Unsecured loan for Vietnamese salaried employees with the purpose of personal consumption
Introduction
Objective
- Vietnamese employee works for VNR500 company or foreign companies (decided by Woori Bank) for at least 6 months with salary via bank account
- Permanent/temporary resident in the province/city where there is Woori Bank branch
- No bad debt, delayed payment in the latest 36 months
Product Details
- Loan period: 6/12/24/36/48/60 months
- Loan limit: 25 million VND ~ 500 million VND
- Interest rate: Loan interest = Basic interest + Spread
* Basic interest: the average interest of 6-month time deposit of national banks
* Spread: depend on credit rating of Woori Bank for Customer (8%~15%)
* Preferential interest rate: up to 1.0%/year, when meet conditions:
+ Hold credit card before disbursement: 0,2%
+ Receive salary with Woori Bank account: 0,2%
+ Buy credit insurance: 0,3%
+ Open Time deposit account (Min VND 20,000,000 in at least 1 month): 0.3%
Required Documents
- ID card/passport
- Household registration book
- Other document as regulation of Woori Bank Vietnam each period
How to apply
- Customer registers via Woori WON Vietnam App
- Woori Bank notices customer about appraisal result of customer evaluation
